4-Point Inspections in
Beverly Hills, Florida
Buying an older home in Beverly Hills, FL or renewing your insurance? You’ll probably need a 4-Point Inspection — and fast. We specialize in these insurance-required inspections and know exactly what underwriters are looking for.
We’re based in the area and understand the types of homes, systems, and upgrades commonly found in Citrus County neighborhoods like Beverly Hills, Lecanto, and Citrus Springs.
What’s a 4-Point Inspection?
A 4-Point Inspection focuses on the four main systems insurance companies care about most in homes 20 years and older:
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🏠 Roof
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❄️ HVAC (Heating & Cooling)
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💡 Electrical System
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🚿 Plumbing System
Unlike a full home inspection, this isn’t about cosmetic issues or home value. It’s a snapshot of whether your major systems are functional, safe, and insurable.
What We Look For
We’re not trying to nitpick your home — we’re documenting whether each system meets insurance guidelines.
🏠 Roof
We note the age, covering type (shingle, metal, etc.), condition, and remaining useful life. Active leaks, visible damage, or improper installations can be red flags.
❄️ HVAC
We confirm that the heating and cooling system is in working order, note the age of the unit, and check for signs of damage or unsafe conditions.
💡 Electrical
We check the panel brand, wiring type, breakers, and grounding. Insurance companies are especially concerned about outdated panels (like Federal Pacific or Zinsco), aluminum branch wiring, or DIY issues.
🚿 Plumbing
We identify the pipe material, water heater age, visible leaks, or signs of corrosion. Polybutylene piping, for example, is often flagged by insurers.
Why Choose Us for Your Beverly Hills 4-Point?
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We’re not just inspectors — we understand how insurance underwriters think. That means fewer surprises and no guessing when it comes to your coverage.
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Local knowledge of Citrus County housing stock
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We know what insurers red-flag and how to document properly
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Fast, friendly service with clear communication
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No upsells — just honest inspections
Common Questions
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Do I need a 4-point and wind mitigation together?
If you're insuring an older home, chances are yes. Most insurance agents will request both at once — and we can do them in a single visit. -
Can I get insurance if something fails?
A 4-point doesn’t "pass or fail" — it just documents what's there. But insurers may require repairs or updates before issuing a policy. We explain anything that might cause a problem and help you navigate next steps. -
How long is the report good for?
Typically, 1 year — but your agent can confirm. If nothing major changes, it’s often reusable for multiple quotes.
Serving Beverly Hills, Fl and Nearby Communities
We proudly serve Citrus Springs, Dunnellon, Pine Ridge, and all of Citrus County.
About Your Home Inspector
As a U.S. Navy veteran with over 20 years of technical experience, I bring a precision-driven, detail-oriented approach to every inspection. My family relocated to Spring Hill from New England, and I’m proud to be a Springstead High School graduate — this community is home.
At Pointwise Inspection Services LLC, I specialize in Wind Mitigation, 4-Point Inspections, and Roof Certifications, with a focus on helping homeowners navigate Florida’s unique insurance challenges. I follow Florida’s Residential Standards of Practice and take pride in delivering inspections that are both accurate and easy to understand.
My mission is to equip you with clear, actionable information so you can feel confident in your home’s safety, integrity, and insurability.