4-Point Inspections in Spring Hill, FL
If you’re buying or insuring a home in Spring Hill, chances are your insurance company will request a 4-point inspection — especially if the home is over 25 years old. This focused inspection evaluates the four key systems that most impact insurability: Roof, Electrical, Plumbing, and HVAC. At Pointwise Inspection, we know exactly what Florida insurers are looking for and deliver clear, compliant reports fast — often the same day.
What’s Included in a 4-Point Inspection?
Our licensed inspector will thoroughly assess the following systems:
-
Roof: We document the roof’s age, material, overall condition, and any visible damage or signs of leakage. Many Spring Hill homes built in the 1980s or earlier may have older shingle roofs nearing the end of their service life.
-
Electrical System: We check the panel, wiring type, and for any outdated or unsafe components like aluminum branch wiring or Federal Pacific panels — both common in older homes in the area.
-
Plumbing System: We identify the visible pipe materials (e.g., copper, CPVC, or polybutylene) and note any active leaks or signs of corrosion. Polybutylene piping, in particular, is a red flag for insurers.
-
HVAC System: We confirm that heating and cooling systems are present, operational, and not at risk of failure. Florida homes must have a functioning heat source to pass.
Why Spring Hill Homeowners Need a 4-Point Inspection
Many homes in Spring Hill — especially in neighborhoods developed in the late 20th century — fall within the range where insurance carriers will require a 4-point inspection. It’s not a full home inspection, but it gives underwriters the info they need to assess risk. If you’re renewing your policy, changing carriers, or buying an older home, this report may be required before coverage is issued.
And if there are issues? You’ll know exactly what needs attention so you can make repairs and stay insurable.
Tips to Help Pass a 4-Point Inspection
Here are a few simple ways to make sure your home is ready:
-
Ensure your HVAC is operational and includes a heat source
-
Replace polybutylene or galvanized plumbing if present
-
Upgrade electrical panels if they’re outdated or recalled
-
Repair active roof leaks or areas with visible damage
Taking care of these items ahead of time can make a big difference in how your inspection goes — and in your insurance options.
Serving Spring Hill and Beyond
We proudly serve homeowners, agents, and real estate professionals throughout Hernando County — including Brooksville, Timber Pines, Weeki Wachee, and surrounding areas.
About Your Home Inspector
As a U.S. Navy veteran with over 20 years of technical experience, I bring a precision-driven, detail-oriented approach to every inspection. My family relocated to Spring Hill from New England, and I’m proud to be a Springstead High School graduate — this community is home.
At Pointwise Inspection Services LLC, I specialize in Wind Mitigation, 4-Point Inspections, and Roof Certifications, with a focus on helping homeowners navigate Florida’s unique insurance challenges. I follow Florida’s Residential Standards of Practice and take pride in delivering inspections that are both accurate and easy to understand.
My mission is to equip you with clear, actionable information so you can feel confident in your home’s safety, integrity, and insurability.