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Roof Certification Inspections in Florida – Protect Your Home and Your Coverage

What Is a Roof Certification Inspection?

A roof certification inspection provides a professional opinion on the remaining useful life of your roof. Florida insurance companies often require this inspection for homes with roofs 15 years or older to verify that the roof is still in good condition and insurable.

A licensed inspector will evaluate the overall condition of the roof, look for signs of damage or leaks, and determine how many years of life the roof is likely to have left. The goal is to confirm that the roof meets insurer requirements and won’t pose a high risk of a claim.

What Does a Roof Certification Inspection Include?

Our roof certification inspections cover:

  • Roof Age: Based on permits, documentation, or visible condition

  • Roof Type & Material: Shingle, tile, metal, flat, etc.

  • Visible Damage: Signs of leaks, missing shingles, soft spots, or prior repairs

  • Condition of Flashing, Valleys, and Penetrations

  • Estimated Remaining Life: Professional estimate in years

We document all findings with photos and submit a roof certification letter or form tailored to your insurance company’s needs.

When Is a Roof Certification Required?

  • Most commonly, insurance companies will ask for a roof certification when:

  • The roof is 15 years or older

  • You’re renewing or switching insurance policies

  • The insurer suspects roof issues based on previous claims or inspections

  • You’re buying a home with an aging roof

How a Roof Certification Affects Insurance

A clean roof certification can help you:

  • Maintain Coverage: Avoid policy cancellations due to roof age

  • Qualify for New Policies: Insurers need proof the roof is in acceptable condition

  • Prevent Premium Increases: A well-maintained roof reduces risk

If the inspector finds issues that make the roof uninsurable, repairs or replacement may be required before coverage is granted.

Tips to Prepare for Your Roof Inspection

  • Provide Documentation: Roofing permits or contractor info if available

  • Clear Access: Make sure gates are unlocked and attic (if needed) is accessible

  • Remove Debris: Clear off leaves, branches, or obstructions from the roof surface

Most inspections take under an hour, and reports are typically delivered the same or next business day.

Our Florida Service Area

We proudly serve homeowners and real estate professionals throughout West Central Florida and the Nature Coast, including:

  • Hernando County (Spring Hill, Brooksville)

  • Pasco County (New Port Richey, Wesley Chapel)

  • Citrus County (Inverness, Crystal River)

Schedule Your Roof Certification Inspection Today

Don’t risk your insurance coverage due to an aging roof. Book your roof certification inspection today and get the documentation your insurer needs. Call 352-616-8768 or schedule online now

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