4-Point Home Inspections in
Citrus Springs, FL
If you’re insuring or purchasing a home in Citrus Springs, FL, and it’s over 25 years old, chances are your insurance company will require a 4-point inspection. This inspection focuses on the four critical systems that affect your home's insurability: the roof, electrical system, plumbing system, and HVAC (heating and cooling). At Pointwise Inspection Services, we provide fast, accurate, insurance-ready reports tailored to Florida’s requirements.
What Does a 4-Point Inspection Cover?
Our licensed inspector evaluates the following key systems:
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Roof: We document the roof’s age, material, visible condition, and any signs of damage or leaks. Many Citrus Springs homes, especially in older sections, may have roofs that are 15+ years old.
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Electrical System: We inspect the panel, wiring type, and for any safety concerns like outdated panels (e.g., Federal Pacific, Zinsco) or aluminum wiring.
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Plumbing System: We identify pipe materials (copper, CPVC, polybutylene, etc.) and look for leaks, corrosion, or outdated plumbing components.
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HVAC System: We confirm that heating and cooling are present and functional. Florida homes must have a working heat source to pass a 4-point inspection.
Why Citrus Springs Homeowners Need a 4-Point
Citrus Springs has many homes built in the 1980s, 1990s, and early 2000s—ages where insurance companies may require updated inspections before issuing or renewing a policy. A 4-point inspection gives insurers the documentation they need to evaluate risk, and it can help you avoid policy delays or cancellations.
How to Prepare for a 4-Point Inspection
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Ensure HVAC system is working and includes a heat source
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Replace or repair any active roof leaks
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Upgrade outdated electrical panels or wiring if needed
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Replace polybutylene or galvanized plumbing where possible
Addressing issues ahead of time can improve your chances of passing the inspection and maintaining coverage.
Proudly Serving Citrus County
We serve homeowners and real estate professionals in Citrus Springs, Dunnellon, Pine Ridge, Beverly Hills, and all across Citrus County.
About Your Home Inspector
As a U.S. Navy veteran with over 20 years of technical experience, I bring a precision-driven, detail-oriented approach to every inspection. My family relocated to Spring Hill from New England, and I’m proud to be a Springstead High School graduate — this community is home.
At Pointwise Inspection Services LLC, I specialize in Wind Mitigation, 4-Point Inspections, and Roof Certifications, with a focus on helping homeowners navigate Florida’s unique insurance challenges. I follow Florida’s Residential Standards of Practice and take pride in delivering inspections that are both accurate and easy to understand.
My mission is to equip you with clear, actionable information so you can feel confident in your home’s safety, integrity, and insurability.