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4-Point Home Inspections in
New Port Richey, FL

If your home in New Port Richey is 25 years or older, your insurance company may require a 4-point inspection before issuing or renewing your policy. This inspection focuses on the four key systems that affect the safety and insurability of your home: roof, electrical, plumbing, and HVAC. At Pointwise Inspection Services, we deliver fast, accurate reports tailored to Florida’s insurance standards.

Florida Palm Tree

What Does a 4-Point Inspection Cover?

Our licensed home inspector thoroughly evaluates:

  • Roof: We check for signs of damage, leaks, roof age, and material type. Many homes in New Port Richey—especially in older neighborhoods—have roofs near or beyond 15 years old.

  • Electrical System: We look at wiring types, breaker panel brands, and signs of outdated or unsafe components. Federal Pacific and Zinsco panels are red flags for insurers.

  • Plumbing System: We inspect visible pipes for material (copper, CPVC, polybutylene, etc.), corrosion, or leaks.

  • HVAC System: We confirm that heating and cooling are present, functional, and in safe condition. A heat source is required to pass.

Why New Port Richey Homes Need a 4-Point

Many homes in New Port Richey were built between the 1970s and early 2000s. Insurance companies often flag these homes for review, especially if systems haven't been recently updated. A 4-point inspection helps confirm the home is safe and insurable—and helps you avoid delays or denials in coverage.

What You’ll Receive

  • Same-day report in PDF format

  • Clear photos and notes on each major system

  • Fully compliant with Florida insurance guidelines

  • Performed by a licensed, insured local inspector

How to Get Ready for Your Inspection

  • Make sure your HVAC is working and includes heat

  • Address any visible roof damage or active leaks

  • Upgrade outdated electrical panels, if needed

  • Repair plumbing leaks or replace problem piping

Serving New Port Richey and Surrounding Areas

We proudly inspect homes throughout New Port Richey, Trinity, Elfers, Holiday, and the greater Pasco County area.

Book Your 4-Point Inspection Today

Need a 4-point inspection for your insurance company? Pointwise Inspection Services delivers fast, friendly, and fully compliant reporting.

Inspector Christopher Toombs

About Your Home Inspector

As a U.S. Navy veteran with over 20 years of technical experience, I bring a precision-driven, detail-oriented approach to every inspection. My family relocated to Spring Hill from New England, and I’m proud to be a Springstead High School graduate — this community is home.

At Pointwise Inspection Services LLC, I specialize in Wind Mitigation, 4-Point Inspections, and Roof Certifications, with a focus on helping homeowners navigate Florida’s unique insurance challenges. I follow Florida’s Residential Standards of Practice and take pride in delivering inspections that are both accurate and easy to understand.

My mission is to equip you with clear, actionable information so you can feel confident in your home’s safety, integrity, and insurability.

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