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4-Point Home Inspections in
New Port Richey, FL

If your home in New Port Richey is 25 years or older, your insurance company may require a 4-point inspection before issuing or renewing your policy. This inspection focuses on the four key systems that affect the safety and insurability of your home: roof, electrical, plumbing, and HVAC. At Pointwise Inspection Services, we deliver fast, accurate reports tailored to Florida’s insurance standards.

Florida Palm Tree

What Does a 4-Point Inspection Cover?

Our licensed home inspector thoroughly evaluates:

  • Roof: We check for signs of damage, leaks, roof age, and material type. Many homes in New Port Richey—especially in older neighborhoods—have roofs near or beyond 15 years old.

  • Electrical System: We look at wiring types, breaker panel brands, and signs of outdated or unsafe components. Federal Pacific and Zinsco panels are red flags for insurers.

  • Plumbing System: We inspect visible pipes for material (copper, CPVC, polybutylene, etc.), corrosion, or leaks.

  • HVAC System: We confirm that heating and cooling are present, functional, and in safe condition. A heat source is required to pass.

Why New Port Richey Homes Need a 4-Point

Many homes in New Port Richey were built between the 1970s and early 2000s. Insurance companies often flag these homes for review, especially if systems haven't been recently updated. A 4-point inspection helps confirm the home is safe and insurable—and helps you avoid delays or denials in coverage.

What You’ll Receive

  • Same-day report in PDF format

  • Clear photos and notes on each major system

  • Fully compliant with Florida insurance guidelines

  • Performed by a licensed, insured local inspector

How to Get Ready for Your Inspection

  • Make sure your HVAC is working and includes heat

  • Address any visible roof damage or active leaks

  • Upgrade outdated electrical panels, if needed

  • Repair plumbing leaks or replace problem piping

​Serving New Port Richey and Surrounding Areas

We proudly inspect homes throughout New Port Richey, Trinity, Elfers, Holiday, and the greater Pasco County area.

Book Your 4-Point Inspection Today

Need a 4-point inspection for your insurance company? Pointwise Inspection Services delivers fast, friendly, and fully compliant reporting.

Inspector Christopher Toombs

About Your Home Inspector

As a U.S. Navy veteran with over 20 years of technical experience, I bring a precision-driven, detail-oriented approach to every inspection. My family relocated to Spring Hill from New England, and I’m proud to be a Springstead High School graduate — this community is home.

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At Pointwise Inspection Services LLC, I specialize in Wind Mitigation, 4-Point Inspections, and Roof Certifications, with a focus on helping homeowners navigate Florida’s unique insurance challenges. I follow Florida’s Residential Standards of Practice and take pride in delivering inspections that are both accurate and easy to understand.

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My mission is to equip you with clear, actionable information so you can feel confident in your home’s safety, integrity, and insurability.

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